InsuraTec’s scale gives you access to life and final-expense products your competitors can’t offer — helping your agents win with differentiation, not just comp.
Custom product development with carriers
White-labeled proprietary products
Exclusive distribution opportunities
Your agents are selling the same products as everyone else
Most organizations face the same problem: You’re stuck offering identical plans from the same carriers at similar commission levels, competing solely on price and service. The result? Commoditization that squeezes margins, limits differentiation, and makes it nearly impossible to stand out in a crowded market.
The problem isn’t your sales ability. It’s not having unique products that give agents a competitive edge.
InsuraTec's proprietary product portfolio gives your agents exclusive access to InsuraTec-branded life and final expense products unavailable through other agencies.
What you get:
Seven exclusive InsuraTec-branded products spanning term, whole life, and final expense
01Direct carrier relationships that unlock distribution advantages
02Priority access to new product releases before the broader market
03Products designed specifically for independent agency distribution
04InsuraTec's scale creates carrier relationships and distribution agreements independent agencies can't negotiate alone.
Distribution advantages:
Direct carrier contracts that bypass traditional IMO hierarchies
01Exclusive distribution opportunities in key markets
02Carrier negotiation and relationship management handled for you
03Co-development capabilities as InsuraTec's leverage grows
04Agents stay when they can offer what others can't. Proprietary products drive retention by giving them a competitive edge, not just higher comp.
Competitive advantages:
InsuraTec-branded products unavailable through competitors
01Marketing differentiation beyond "we pay more commission"
02Client solutions that set your agents apart
03White-label options to build your own exclusive product lines
04Designed for your growth stage
looking to differentiate beyond commission levels
tired of competing on the same products as everyone else
who want proprietary offerings as they gain market leverage
building unique value propositions in competitive markets
that need exclusive products to attract and retain top agents
seeking distribution partners with proven growth and infrastructure
What's inside
Current lineup:
Includes:
Capabilities:
Capabilities:
Keep your brand. Borrow our infrastructure.
Book a consultation and discover how InsuraTec can help you scale smarter, faster, and with confidence.
Get agents activated in days, not weeks.
Built-in logic ensures accuracy and confidence.
Seamless direct access without third-party hurdles.
Trusted by leading insurance carriers
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